Why obtain an appraisal from Appraisal by Conner, LLC?To many, an appraisal is simply one more thing in the long list of items for a mortgage or refinance. Most lenders still need a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation processes that might seem more cost-effective than an appraisal. But is obtaining a mortgage the only reason to acquire an appraisal? Are there also situations when the services of a certified, independent real estate professional might be beneficial? You bet there are.
Dispute your tax assessment in Oneida CountyIt's likely you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are based upon a previous assessment of your home, so if values are less than what they used to be in your area, you can challenge your assessment and save money. When building your case, an appraisal from Appraisal by Conner, LLC is your best evidence. At Appraisal by Conner, LLC, we're capable of assisting you in appealing your tax assessment.
PMI removal to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that nearly all lenders ask homebuyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. More often than not, this extra payment is bundled into the monthly mortgage payment and is promptly forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.
If you'd like to get rid of PMI, Appraisal by Conner, LLC can give you a statement regarding the value of your home. The cost of the appraisal can usually be recovered in a short amount of time because you'll no longer be paying the PMI.
An appraisal from Appraisal by Conner, LLC will help you settle a divorce with less stressA divorce is a particularly heartbreaking experience for the parties involved, and it is often further complicated by the troublesome decision of who keeps the house. Regardless of the circumstances, it's wise to order an appraisal from Appraisal by Conner, LLC so both parties are completely aware of the true market value of their home.
If the parties wish to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Settling an estate with peace of mindLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.
Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to handle these matters. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.
Let Appraisal by Conner, LLC help you with relocating to or from Oneida CountyWe are familiar with the headaches associated with an employee relocation. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our detailed process, we suggest relocating employees to provide feedback on the positive features of their property, as well as information regarding any current sales or listings in their area that they want considered.
Selling your home quickly at the right price with an appraisal from Appraisal by Conner, LLCWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to perform the appraisal report and and aren't related to the sales price.
On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.